Ten Commandments radio program delivered
in the early 90's.
Interest on Money
To listen click on the picture- - >
ANNOUNCER: Welcome to the Bible Law Course Program. This is a series
of broadcasts about The Ten Commandments, not as a means to salvation, but as a
code of conduct for Christians. In these programs we will show that all our
national problems can be solved with the application of God given laws.
SPEAKER: Hello. When you add up
the total debt of the American people, federal, state, local, business and
personal to the money lenders, you will find that our people owe more than the
total value of the whole North American Continent.
If we gave them all of America and left
with only the shirt on our back, we would still owe them two more America's. To
make matters worse, foreigners are taking ownership of our farms, business and
How has this situation come upon us?
Does the Bible have anything to say about it? Does the Bible offer any practical
solutions? The answer is "Yes." Few people know, the Bible has a lot to say about
money, debt and finance.
Even fewer know, the Bible contains an
historical record, of a people with the very same problems as found here in
modern day America.
Way back in 450 B.C. the Judah people
returned from Babylon to rebuild Jerusalem, to reestablish the Judah Kingdom. A
kingdom which had been destroyed by war many years before. They had many
problems. One of these problems was financial. The whole story is in your Bible,
in the fifth
chapter of Nehemiah.
And brothers and sisters, listen to
their situation then and see if it isn't exactly like our situation today. In
the first two verses of Nehemiah five, we find the people complaining about
their problems, here is what they said, it's in verses three and four, listen;
(3) Some also there
were that said, We have mortgaged our lands, vineyards, and houses, that we
might buy corn, because of the dearth.
(4) There were also that said, We have
borrowed money for the king's tribute, and that upon our lands and vineyards.
(5) Yet now our flesh is as the flesh of our brethren, our children as their
children: and, lo, we bring into bondage our sons and our daughters to be
servants, and some of our daughters are brought unto bondage to be servants already: neither is it in our power to redeem them; for other men
have our lands and vineyards.
The Ferrar Fentan Bible, a modern
English version, says it this way;
We are mortgaging our
farms, and vineyards, and houses, and are buying corn for hunger. We have had to
borrow money to pay the king's taxes. We are bringing the bodies of our sons and
daughters into slavery. God is not with us, for foreigners possess our farms and
In just five verses in your Bible, we
find a people in the exact same situation, as we here in modern day America.
They were in debt - They had mortgages on their farms. Mortgages on their homes.
Mortgages on their businesses. They had to borrow money to buy food. They even
had to borrow money to pay their taxes. These people of the Old Testament had
been forced to go into debt, to the extent that, they realized, they had
actually sold the next generation into bondage.
My friends, a modern day equivalent of
this is the national debt. We Americans have sold our children and grandchildren
into bondage, bondage to the money lenders. One of the complaints heard in
Nehemiah's time was, "God is not with us, for foreigners possess our farms and
vineyards." And what is happening here in America.
As a young man, I worked in an Akron,
Ohio tire plant. Most of the worlds large tire plants were in Akron, Ohio. Tens
of thousands of people worked in these tire plants. Father, son and grandson
worked in these Akron, Ohio tire plants.
Today, these factories are all closed,
downsized, or relocated. Instead of tens of thousands of jobs for the younger
generation, there are only a few hundred jobs for the old timers. And many of
them are being asked to take an early retirement.
If your grandfather had been one of the
soldiers that died in world war two, fighting Japan, and if he were to come back
to life, and if he were to walk into the board room of one Akron, Ohio Tire
plant, and look at the faces, what would he think? He would conclude that Japan
had won the war.
I have in my hand a newspaper article
about a wealthy billionaire Japanese business man. The article is on page 24 of
the March 24, 1992 edition of The Weekly World News. The article starts out
saying, and listen to this; a Japanese Billionaire is literally trying to buy
Wyoming so he can turn the entire state, into his personal dude ranch!
How about that? This alien Billionaire
is trying to buy up the entire state of Wyoming. Yes, This alien businessman
wants to buy the entire state. Ranch by ranch, acre by acre, lot by lot. With
his dollars he is accomplishing more, more than all the military might of World
War Two Germany, and World War Two Imperial Japan combined. Together the Axis
powers could not, by force, take and hold one acre of American soil.
Now we willingly sell America to
aliens. We, the sons and daughters of those who died in World War Two, who died to
protect American soil. We, the sons and daughters of those who died to protect
America's heritage, we willingly sell what was bought and paid for with our
ancestors blood. And all in violation of God's laws. God's laws on real
Yes, God has laws on real estate. They
are in your Bible. Today, the complaint is exactly as it was in Nehemiah's day,
"for foreigners possess our farms and vineyards."
Does the Bible explain why the
people of Nehemiah's time were in debt? Does the Bible tell us why foreigners
were taking ownership of their farms and vineyards? Does the Bible tell us why
this is also happening to America? And does the Bible offer a practical solution
to the problem? The answer is, "Yes." I will say more about our money
problems after this message.
ANNOUNCER: Advertisement for course
replaced by music .
SPEAKER : In Nehemiah 5 of the
Old Testament, in your Bible, we found a people with problems just like ours
here in modern day America. They were mortgaging their homes, business and
industry. They were buying food on credit. Even borrowing money to
pay their taxes. They were in such debt that their children, and grand children
would have to pay their debts after they were gone.
And to make matters worse,
foreigners were buying up their business and industry. God expects us to learn
from the past. These events were recorded in your Bible for us today. The
solutions that worked then will work now. Listen to Romans 15:4
things were written aforetime were written for our learning, that we through
patience and comfort of the scriptures might have hope.
For whatsoever things were written
aforetime were written for our learning. Yes, these Bible stories were written
for us. Written so we could learn from the past. Written so that we can have
hope. Written so that we would know that our problems are solvable. Before going
further, I need to tell you who Nehemiah was.
Was he a priest? Was Nehemiah a
prophet? Did he preach sermons in the churches of his day? NO! In the first
chapter we find that Nehemiah was a servant of the king of Babylon. His title at
that time was, cup bearer. Later he was promoted to the office of Governor of
Judea. Here is chapter 5: and verse 14. Governor Nehemiah is speaking, listen.
Nehemiah 5:14 Moreover
from the time that I was appointed to be their governor in the land of Judah,
from the twentieth year even unto the two and thirtieth year of Artaxerxes the
Yes, Nehemiah was a man, not in the
pulpit, but a man in the governors mansion. He was also a man of prayer, this is
governor Nehemiah's prayer as recorded in the first chapter of Nehemiah. As you
listen to Governor Nehemiah's prayer, see if you can discover what the people
did in the past to get themselves into their awful financial mess.
Nehemiah 1:4-11 (4)
And it came to pass, when I heard these words, that I sat down and wept, and
mourned certain days, and fasted, and prayed before the God of heaven,
said, I beseech thee, O Lord God of heaven, the great and terrible God, that keepeth covenant and mercy for them that love him and observe his commandments:
(6) Let thine ear now be attentive, and thine eyes open, that thou mayest hear
the prayer of thy servant, which I pray before thee now, day and night, for the
children of Israel thy servants, and confess the sins of the children of Israel,
which we have sinned against thee: both I and my father's house have sinned.
We have dealt very corruptly against thee, and have not kept the commandments,
nor the statutes, nor the judgments, which thou commandedst thy servant Moses.
(8) Remember, I beseech thee, the word that thou commandedst thy servant Moses,
saying, If ye transgress, I will scatter you abroad among the nations:
if ye turn unto me, and keep my commandments, and do them; though there were
of you cast out unto the uttermost part of the heaven, yet will I gather them
from thence, and will bring them unto the place that I have chosen to set my
(10) Now these are thy servants and thy people, whom thou hast
redeemed by thy great power, and by thy strong hand.
(11) O Lord, I beseech
thee, let now thine ear be attentive to the prayer of thy servant, and to the
prayer of thy servants, who desire to fear thy name: and prosper, I pray thee,
thy servant this day, and grant him mercy in the sight of this man. For I was
the king's cupbearer.
Nehemiah asked God to grant him mercy
in the sight of this man, this man, the king, for at that time, Nehemiah was
just a cup bearer in the kings palace. And God did grant that prayer. Nehemiah
was promoted to the office of Governor. And in that prayer, Nehemiah got to the
root of his nations problems, listen again,
Both I and my father's
house have sinned. (7) We have dealt very corruptly against thee, and have not
kept the commandments, nor the statutes, nor the judgments, which thou
commandedst thy servant Moses.
That's it! The root cause of all their
national problems. They did not keep God's Laws, Statutes and Judgments. In the
prayer, Governor Nehemiah mentioned the curses that come from breaking the
commandments. Perhaps Nehemiah had in mind Deuteronomy 28. Lets turn back in our
Bible to Deuteronomy 28. Deuteronomy 28 is one of the most important chapters in
It is about the blessings and curses
associated with God's law. It's the very same law that many clergy sincerely
believe, was done away in Jesus. Now you put your thinking caps on, (pause) If
God's law, along with the blessings and curses, if God's law was done way at the
cross, as the clergy sincerely believe, then this chapter of your Bible has lost
its meaning for us New Testament Christians.
It would apply only to Old
Testament times, to Nehemiah's time, but not to us today, not to modern day
America. Let's listen to a few verses. Let's see if Deuteronomy 28 applies only
to the Old Testament times, or to us also, here in modern day America. Here from
Deuteronomy 28 verses 1-15; listen to this;
(1) And it shall come
to pass, if thou shalt hearken diligently unto the voice of the Lord thy God, to
observe and to do all his commandments which I command thee this day, that the
Lord thy God will set thee on high above all nations of the earth:
(2) And all
these blessings shall come on thee, and overtake thee, if thou shalt hearken
unto the voice of the Lord thy God.
(3) Blessed shalt thou
be in the city, and blessed shalt thou be in the field.
(4) Blessed shall be the fruit of
thy body, and the fruit of thy ground, and the fruit of thy cattle, the increase
of thy kine, and the flocks of thy sheep.
(5) Blessed shall be thy basket and
(6) Blessed shalt thou be when thou comest
in, and blessed shalt
thou be when thou goest out.
(7) The Lord shall cause thine enemies that rise
up against thee to be smitten before thy face: they shall come out against thee
one way, and flee before thee seven ways.
(8) The Lord shall command the
blessing upon thee in thy storehouses, and in all that thou settest thine hand
unto; and he shall bless thee in the land which the Lord thy God giveth thee.
(9) The Lord shall establish thee an holy people unto himself, as he hath sworn
unto thee, if thou shalt keep the commandments of the Lord thy God, and walk in
That, to me, is a good
description of America in times past, when women wore dresses, when men had short
hair, before abortion, and before the new morality, and while it was still legal
to pray and post The Ten Commandments in a public school.
But today, THEY forbid
prayer and The Ten Commandments in public schools. And the churches teach, God's
law is done away in Jesus. As a nation, we no longer live by The Ten
Commandments. Now listen to just a few verses from the rest of this chapter.
Just those few verses that relate directly to the subject of this broadcast -
our national debt, and foreign take over of American business and industry. Here
is the introduction to these two verses, listen;
But it shall come to
pass, if thou wilt not hearken unto the voice of the Lord thy God, to observe to
do all his commandments and his statutes which I command thee this day; that all
these curses shall come upon thee, and overtake thee:
(16) Cursed shalt thou
be in the city, and cursed shalt thou be in the field.
(17) Cursed shall
be thy basket and thy store.
(18) Cursed shall be the fruit of thy body, and
the fruit of thy land, the increase of thy kine, and the flocks of thy sheep.
(19) Cursed shalt thou be when thou comest
in, and cursed shalt thou be
when thou goest out.
(20) The Lord shall send upon thee cursing, vexation, and
rebuke, in all that thou settest thine hand unto for to do, until thou be
destroyed, and until thou perish quickly; because of the wickedness of thy
doings, whereby thou hast forsaken me.
That is part of God's introduction to a
long list of curses that come upon us, when we break his laws. And if the law is
done away as so many believe, then these curses are done away also. Listen, and
see if this verse applies to both Nehemiah's time and to America today. Concerning
foreign ownership we have this verse:
(43) The stranger (minorities) that
is within thee shall get up above thee very high; and thou shalt come down
Yes, in the tire plant where I worked
as a young man, the stranger (from Japan) is high, he is in the board room. And
we American's have become low, Young men here in Akron are lucky to get a
janitor's job, in the factory their father helped build. And listen to
this, verse 44,
(44) He (a minority)
shall lend to thee, and thou shalt not lend to him: he (a minority) shall be the head, and
thou shalt be the tail.
And here is the reason for all this
misery; verse 45 of Deuteronomy 28.
Moreover all these
curses shall come upon thee, and shall pursue thee, and overtake thee, till thou
be destroyed; because thou hearkenedst not unto the voice of the Lord thy God,
to keep his commandments and his statutes which he commanded thee:
Blessings when we live by
The Ten Commandments. But all these curses when we break God's laws. The alien
take over of America's farms and industry, it is proof. Our increasing national
debt, another proof. Proof that we are not keeping God's Laws. Proof that God is
How far in debt, and how
much foreign takeover will it take, before our people, and before our governors
cry out to God for deliverance? Cry out just as did Governor Nehemiah. And, what
commandment of God, or statute, did the people of Nehemiah's time violate, that
we must also be violating, to bring this exact same judgment upon us?
Governor Nehemiah, he knew God's law. That
is why he knew the answer, Listen, this is Nehemiah five, verse seven,
Then I consulted with
myself, and I rebuked the nobles, and the rulers, and said unto them, Ye exact
usury, every one of his brother.
Yes, "you exact usury." You charge
interest on money. Nehemiah knew God's Law. Governor Nehemiah knew something that very,
very few American's know today. Governor Nehemiah knew, that God's law forbid
interest on money. Everyone who has studied the Old Testament knows, that the
Old Testament forbids interest on money. But somehow we believe that that does
not apply to us today. Churches have mortgages, Pastors quote Luke 19 to teach
that Jesus approved of interest on money.
But what did the churches of times past
teach? I have in my hands a book written in 1913. It is titled, The Church and
Usury. It was written by a Catholic Priest. It bears the official seals of the
Catholic Church. In this book, Reverend Cleary shows that all churches, both
Catholic and Protestant. All churches recognized, that charging interest on
money was sin. Yet somehow, slowly. Very slowly over the last several decades, all this has
Today, you would find it VERY difficult
to find any church, Protestant or Catholic, any church that teaches this part of
God's law on money. That interest on money is sin. From time to time God
complains about his people's sins. Listen to these sins of the people. As you
listen to this list of sins, notice where God classes the charging of interest
on money. This is from Ezekiel chapter 22,
Thou hast despised mine
holy things, and hast profaned my Sabbaths.
(9) In thee are men that carry tales
to shed blood: and in thee they eat upon the mountains: in the midst of thee
they commit lewdness.
(10) In thee have they discovered their fathers'
nakedness: in thee have they humbled her that was set apart for pollution.
And one hath committed abomination with his neighbor's wife; and another hath
lewdly defiled his daughter in law; and another in thee hath humbled his sister,
his father's daughter.
(12) In thee have they taken gifts to shed blood; thou
hast taken usury and increase, and thou hast greedily gained of thy neighbors
by extortion, and hast forgotten me, saith the Lord God.
Yes, we have taken usury and increase.
In modern words, usury and interest. Usury and interest are right up there along
with extortion, murder and fornication. Extortion, murder, fornication and
lending money at interest, by God's standards, it certainly is not Christian
conduct. Listen to this verse, it's from Second Chronicles.
2 Chronicles 24:20 And
the Spirit of God came upon Zechariah the son of Jehoiada the priest, which
stood above the people, and said unto them, Thus saith God, Why transgress ye
the commandments of the Lord, that ye cannot prosper? because ye have forsaken
the Lord, he hath also forsaken you.
The Ten Commandments have been
forbidden in the schools, chased out of government. When we reject God's
Laws we can not prosper. And our national debt is a measure of how much God has
forsaken us. Of how displeased He is with our national rebellion towards his
laws, statutes and judgments. Let's turn things around, The first step in
turning things around, The very first step is in the discovery that we are going
in the wrong direction.
I have said some startling
things about interest on money. A thousand question must be racing through your
head such as. How could I buy a home? How could I buy a car with out interest?
How could our society function - without interest?
The reason we ask these
questions is simply because, we have never known that the Bible forbids
interest. Never been told why. Why God still forbids interest on money. Never
been allowed to hear the other side of the argument. Never been told of all the
other ways to finance our homes, business and industry. And there are better
ways. Some of the better ways are mentioned in our Bible Law Course.
We spend almost four lessons on money.
We talk about notes, banking, interest, investing, and even on how to fund
public works. And along with the lessons we enclose a book list. A list of
dozens of books and cassette tapes on money, economics and banking. Books and
tapes that you can have. Books and tapes not available at your library. Books
and tapes not available at your shopping center.
If you are a man in government, A man
like Governor Nehemiah, A man who prays to God for help in fulfilling the duties
of public office, then you very much need to call for your free sample Bible Law
Course lessons. You need to now God's Law just as did Governor Nehemiah. You
need to know God's solutions to our national problems, I'll be back after this
ANNOUNCER: Ad for course. + Out music....My Country tis of thee.
For 1900 years Christian churches
taught, that usury and interest on money were sin. When churches taught that
interest was sin, God rewarded us The reward, we did not have a huge national
debt. We did not have huge state debts. County debts. School bond debts. And
home mortgages that took a lifetime to pay off. Yet in the last hundred years or
so, Christian doctrine has changed. Today you can't find one church in a
thousand, that will tell you that The Bible forbids interest on money.
And as a result we have staggering
debts. The radio and TV economists tell you all the blessings of interest. The
newspapers tell us how credit cards have blessed America. The television tells
us how home mortgages have blessed America. This deception is so thorough, that
no one questions interest on money.
The secrets of interest on
money, the deep, the dark secrets, they are probably not even understood by your
neighborhood banker. No one, no one questions interest on money. In fact we have
been persuaded that our nation could not do without it. Brethren, God does not
spend his time telling us things that we can figure out for ourselves.
If it is in the Bible, it
is there for a very good reason. If God has to take the trouble to tell us how
to solve a specific national problem, then it is because God's solution is the
ONLY solution. Interest on money and the national debt is one of those problems.
Interest on money seems so innocent. Interest on money seems so practical, and
so beneficial. But just look at the results.
America has the most advanced
technology in the world. America has the best industrial machinery that ever
existed. American workers have always been among the most productive in the
world. You need to find out why we work so hard. Produce so much, and still
can't make ends meet.
You need to understand how violating this one little law,
just one little law forbidding interest on money, how this national sin, opens
the door to financial deception and plunder, that steals everything we have,
everything, and eventually puts our whole nation, including our children and
grandchildren, into debt that seems unpayable.
It's time to take action. First, pick
up the phone and give us a call. Second, pick up your Bible and read Ezra and
Nehemiah. Discover how Ezra and Nehemiah solved their national problems.
We have the same problems. We can apply
the same solutions. The solutions that worked then will work now, but only
if you know what they are, and only if they are applied.
announcement. Background end fill music Majesty, "Lift up on high the name of Jesus,
magnify, come glorify Jesus the King, majesty, worship his majesty, Jesus who
died, now glorified, king of all kings, Jesus who died, now glorified, king of
all kings - fade out.